The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?